TASK BANKS AND FINANCIAL INSTITUTIONS

1. The difference between financial institutions banks and financial institutions are not the Bank are:Bank Products offered: current accounts, savings, deposits, loans, bank guarantees, l / c, collection, transfer, safe deposit box, clearing, travel check, foreign exchange transactions.Financial Institutions (Non-Bank): capital markets, financial markets, insurance, mortgage, leasing, factoring, modalventura, pension funds, plastic card.The main activities of banks: funds also raise funds,financial institutions (Non-Bank): more focused on the distribution of funds only2.Tugas basic tasks of Bank Indonesia (Central Bank) is:Establish and implement monetary policyOrganize and maintain payment systemRegulate and supervise banks
 Main 3.Peranan Banks are:Commercial Bank has a strategic role in aligning and balancing the elements of equitable development and results of development, economic growth and stability to support the implementation of national development.And be the main factor in running a banking business are:factor "confidence" of the community is a major factor in running a banking business.
 4. Factors that may be considered in the bank's lending is by analysis of the 5 C: Character Assessment (Character), Capability Assessment (Capacity), Assessment of capital (Capital), Assessment of collateral (Collateral), and assessment of the customer's business prospects debtor
 5.Yang including State Bank are:* BNI * INDEPENDENT* BRI* BTNThat includes private banks are:• BCA Artha Graha• Bukopin Bank Permata• OCBC Danamon• NISP